Netcost

About CoverBet

NetCost is a simple cost-planning app built to help you understand your real baseline expenses.

Most budgeting apps focus on transactions, spending categories, bank syncing, or net worth. NetCost is different. It focuses on one core question:

"How much does your life actually cost each year?"

NetCost helps you list out recurring costs, organize them by frequency, and calculate what those costs add up to monthly and annually. This makes it easier to understand your financial baseline before making bigger decisions like changing jobs, freelancing, starting a business, saving more aggressively, or reducing expenses.

NetCost does not require bank syncing or account connections. You enter your own numbers, keep control of your information, and use the app as a planning tool.

What NetCost Helps With

NetCost can help you:

• Track recurring expenses

• Understand your yearly cost of living

• Compare monthly, yearly, and occasional expenses

• Plan for lifestyle changes

• See what income you need to cover your baseline costs

• Identify costs that may be worth reducing

• Keep financial planning simple without linking accounts

Examples of costs you may want to track:

• Rent or mortgage

• Utilities

• Phone bill

• Internet

• Insurance

• Subscriptions

• Gym memberships

• Car payments

• App subscriptions

• Annual memberships

• Software tools

• Business costs

• Expected recurring personal expenses